36-month term
RATES AS LOW AS
5.24%
New: Find the new car you want and see what others are paying.
Used: Search the extensive inventory for the perfect used car.
Once you find the car you like, connect with a Certified Dealer by completing the contact form to see your membership pricing.
Give MOTrust a call when you have selected your vehicle to finalize your financing, and your check and loan documents will be on their way
Visit your Certified Dealer and test drive your car. Love it? Let the dealership know you have financing approved with PenFed.
Search in-stock inventory and get an upfront price offer from a local dealer
Members-only cash back offers from select manufacturers
Rates as low as 5.24% APR* on new cars up to 36 months
Rates and offers current as of July 7, 2023 and are subject to change.
The Fidelity Car Buying Service is not available in Puerto Rico.
New Auto Loans: Loan rate applicable to new vehicles only. New vehicles are where you are the original owner and the untitled vehicle is model year 2022 or newer with less than 7501 miles. Up to 125% financing is available in the U.S. Up to 110% financing is available in Puerto Rico and Virgin Islands. Vehicle weight and mileage restrictions apply.
Minimum loan amount is GHc15,000 for 61-72 month term. Rate also depends on term.
Used Auto Loans: Maximum used car loan advance will be determined by Fidelity using a JD Power value. Financing is available up to the JD
Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.
Fidelity Automobile Deductible Reimbursement
Requires reporting of completed qualified purchases within 45 days of purchase date. Reimburses what you've paid, if anything, for your automobile insurance deductible when you file a claim on the purchased vehicle within 365 days of registering in program. Covers up to GHc 500 2x a year (service not available in New Hampshire or New York). To learn more about this program see TrueCar's Program Details and Terms and Conditions.